Ford Finance Center in Perry, OK
Discover an array of budget-friendly auto loan
options available at our Ford
dealership in Perry when you’re looking to get approved for financing.
Whether you’re buying your very first Ford or
upgrading to the latest model, our skilled finance specialists are
on hand to guide you every step of the way. By partnering with an extensive
network of respected lenders, we ensure that you receive the competitive rates
and terms tailored to suit your financial circumstances.
If you prefer leasing over buying, our Ford lease
specials are designed to provide flexibility and affordability.
Leasing a new Ford gives you the chance to drive a brand-new vehicle more
often, typically with lower monthly payments than purchasing. Together, we will
establish the lease terms that best fit your driving habits and budgetary
requirements.
Visit us today at Seth Wadley
Ford of Perry and discover how we can help you drive home in a
new or pre-owned Ford with financing that makes sense for you!
Buying Vs Leasing a Ford
Deciding whether to buy or lease a new Seth Wadley Ford of Perry can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.
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